EQUAL HOUSING INFORMATION

We Do Business in Accordance with Federal Fair Lending Laws.

Under the federal fair housing act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status (having children under the age of 18), to:

• Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or
• Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

If You Believe You Have Been Discriminated Against, You Should Send a Complaint to:

Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington, DC 20410

And to:

Federal Reserve Consumer Help
P.O. Box 1200
Minneapolis, MN 55480

For processing under Federal Reserve regulations

Under the Equal Credit Opportunity Act, It Is Illegal to Discriminate in Any Credit Transaction:

• On the basis of race, color, national origin, religion, sex, marital status, age, receipt of public assistance, or good faith exercise of any rights under the Consumer Credit Protection Act.