SBA LOANS
............Work with an
SBA Preferred Lender
Get access to the money you need with a Small Business Administration (SBA) loan from PlainsCapital Bank. As an SBA Preferred Lender, our dedicated team can process your loan quickly.
An SBA loan is one of the best ways to finance a new business, buy an existing business, expand your current operation, or make other startup/expansion purchases.
The PlainsCapital Bank
SBA Difference
- Local approval, no remote underwriting
- A banking relationship, not just a loan
- Dedicated SBA specialists who can turn your request around fast
- Clear, easy-to-understand process with complete communication every step of the way
Benefits of an
SBA Loan
The SBA has supported small businesses for more than 50 years, providing loans, loan guarantees, counseling, and other assistance. SBA loans are more beneficial to small businesses than conventional loans because they allow for:
- Up to 90% financing
- Terms up to 25 years
- Offset collateral shortfalls
- Projected income consideration
Choose the Loan That
Fits Your Needs
SBA Advantage loans (formerly known as 7(a) loans) provide up to $5 million for general business purposes, including working capital, startup financing, business acquisition or expansion, equipment and inventory financing, and accounts receivable.
SBA Grow loan program (formerly known as 504 loans) up to $12 million for real estate acquisition or new construction:
- Up to 90% new financing, including closing costs
- Fixed rates with longer terms than conventional financing
- Flexible loan approval
See our FAQs for more information about SBA Loans.
Contact a SBA Loan Specialist
To apply for a SBA loan, stop by any PlainsCapital Bank location or call us below to speak to a loan officer.